Korea Korea 
| Total monthly spending of this card | 0 KRW ~ | 500,000 KRW ~ | 1,000,000 KRW ~ |
|---|---|---|---|
| Reward rate | No reward | 2% | 3% |
- For more information about the reward programme, please refer to: 엠포인트.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.
| Total monthly spending of this card | 0 KRW ~ | 500,000 KRW ~ | 1,000,000 KRW ~ |
|---|---|---|---|
| Reward rate | No reward | 1% | 1.5% |
- For more information about the reward programme, please refer to: 엠포인트.
- If you want to pay your insurance with this card, You must contact your insurance company and assure if they accept credit / check cards from 현대카드 first.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.
| Total monthly spending of this card | 0 KRW ~ | 500,000 KRW ~ | 1,000,000 KRW ~ |
|---|---|---|---|
| Reward rate | No reward | 0.7% | 1.05% |
- For more information about the reward programme, please refer to: 엠포인트.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.
| Total monthly spending of this card | 0 KRW ~ | 500,000 KRW ~ | 1,000,000 KRW ~ |
|---|---|---|---|
| Reward rate | No reward | 0.5% | 0.75% |
- For more information about the reward programme, please refer to: 엠포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Tax payment(세금납부액), Installment purchases without interest(무이자할부 구매), College titution fee(대학등록금), Gas bill(도시가스 요금)
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.
- For more information about the reward programme, please refer to: 엠포인트.
- For more information about the reward programme, please refer to: 엠포인트.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 Points as reward. You can contact your card company to check the standard price.
- Recharging LPG is not eligible for this benefit.
- Up to 100,000 KRW of each spending for this shop will be applied for the reward.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.
- For more information about the reward programme, please refer to: 엠포인트.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 20,000 KRW | 1% + 0.18% |
 | 15,000 KRW | N/A |