Korea Korea 
- You must make total 6,000,000 KRW of yearly purchases to get retention bonuses.
- For more information about the reward programme, please refer to: 하나머니.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Water charge(수도요금), Electricity bill(전기요금), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), College titution fee(대학등록금), School fee payment(초중고 학교 납입금), Installment purchases without interest(무이자할부 구매)
| Total last month spending of this card | 0 KRW ~ |
|---|---|
| Monthly Reward limit | 7,500 |
- For more information about the reward programme, please refer to: 하나머니.
| Total last month spending of this card | 0 KRW ~ | 500,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 500,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 500,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- You can access into airport lounges with free of charge. You don't need any extra card for free entry.
- You can find available lounges from here : https://www.loungekey.com
- You'll need to inform a lounge staff that you'll use your LoungeKey card.
- Free access limit : 2 times a month, 6 times a year
- Only the card holder can access without charge. You may need to pay if you have companions.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 210,000 KRW | 1.1% + 0.2% |
 | 200,000 KRW | 1% + 0.2% |