Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

OVERSEAS 100% Cash back on foreign transaction fee
100% Cash back on foreign transaction fee(0.25%, imposed by bank).

- Network fee (1%, charged by VISA) won't be waived.
- No network fee for BC Global card.

Notice

- This won't be counted towards the total cash back limit.
OVERSEAS 5 % Cash back in Eligible overseas online shops
Eligible shops : Amazon, iHerb, AliExpress, Ralph Lauren, GAP, Shopbop.com, YOOX, ASOS, Banana Republic, Topshop

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
OVERSEAS 5 % Cash back at Eligible hotel booking websites
Eligible shops : Hotels.com, Expedia, Agoda

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
COFFEE 5 % Cash back in Eligible coffee shops
Eligible shops : Starbucks, The Coffee Bean & The Leaf, Angel-in-us, Hollys Coffee, TOM N TOMS Coffee, Caffe Bene, A Twosome Place
Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
BEAUTY 5 % Cash back in All barber's, Cosmetic shops

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

ONLINE 5 % Cash back in Eligible domestic online shops

Eligible shops : Coupang, Ticket Monster, Wemakeprice, GMarket, 11st, Auction, Interpark

Total last month spending of this card	0 KRW ~	400,000 KRW ~
Monthly Cash back limit	No cash back	7,000

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

BEAUTY 5 % Cash back at Olive Young, Watsons, LOHB's
Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
O2O 5 % Cash back at Yogiyo, Yanolja, Green Car
Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

MOBILE 5 % Cash back on Mobile phone bills(SKT, KT, LG U+)

Total last month spending of this card	0 KRW ~	400,000 KRW ~
Monthly Cash back limit	No cash back	3,000

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

CINEMA 3000 KRW Cash back in All cinemas

Notice

- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't get the reward for purchase or booking a ticket through a third-party ticket agency. (Eg : Cineinkorea.com, Interpark, YES24)
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
PETROL 80 KRW/L Cash back in S-Oil and its LPG stations
Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 2,480 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,680 KRW as reward. You can contact your card company to check the standard price.
- Up to 400,000 KRW of monthly spending for this shop will be applied for the cash back reward.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

Required spending amount	0 KRW ~	400,000 KRW ~	800,000 KRW ~	1,200,000 KRW ~
Total Reward limit	0	10,000	20,000	40,000

Networks	Annual fee	Foreign transaction fee (Purchase)
	20,000 KRW	1.1% + 0.25%
	18,000 KRW	0.25%

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
All overseas purchases(해외이용금액), Petrol station(주유소 업종), LPG Station(LPG 충전소 업종), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), College titution fee(대학등록금), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Installment purchases without interest(무이자할부 구매), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: BNK경남은행, 비씨카드
Available networks: VISA, BC Global(Discover)
Availability for new members: Available
Integrated transport card: Essential (Deferred payment)
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