Korea Korea 
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Gift certificate(상품권), College titution fee(대학등록금), National tax(국세), Local tax(지방세)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
| Amount of each spending | 0 KRW ~ | 10,000 KRW ~ |
|---|---|---|
| Cash back rate | 1% | 1.5% |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
| Amount of each spending | 0 KRW ~ | 10,000 KRW ~ |
|---|---|---|
| Cash back rate | 1% | 1.5% |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
| Amount of each spending | 0 KRW ~ | 10,000 KRW ~ |
|---|---|---|
| Cash back rate | 1% | 1.5% |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
| Amount of each spending | 0 KRW ~ | 10,000 KRW ~ |
|---|---|---|
| Cash back rate | 1% | 1.5% |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
| Amount of each spending | 0 KRW ~ | 10,000 KRW ~ |
|---|---|---|
| Cash back rate | 1% | 1.5% |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
| Amount of each spending | 0 KRW ~ | 10,000 KRW ~ |
|---|---|---|
| Cash back rate | 1% | 1.5% |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 10,000 KRW | 1.1% + 0% |
 | 5,000 KRW | 0% |
| Only the intro annual fee will be charged. | ||