Card Design
BC K-First카드
BC K-First Card

Caution

This credit card is available for Korean citizens only.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   1 % Cash back on All domestic purchases

    Notice

    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Gift certificate(상품권), College titution fee(대학등록금), National tax(국세), Local tax(지방세)
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.

  • RESTAURANT   1~1.5 % Cash back in All restaurants
    • Restaurant Logo
    Amount of each spending 0 KRW ~ 10,000 KRW ~
    Cash back rate 1% 1.5%

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.

  • C-STORE   1~1.5 % Cash back in All convenience stores
    • Convenience store Logo
    Amount of each spending 0 KRW ~ 10,000 KRW ~
    Cash back rate 1% 1.5%

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.

  • MART   1~1.5 % Cash back in All hypermarkets
    • Hypermarket Logo
    Amount of each spending 0 KRW ~ 10,000 KRW ~
    Cash back rate 1% 1.5%

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.

  • DEPT STORE   1~1.5 % Cash back in All dept stores
    • Department store Logo
    Amount of each spending 0 KRW ~ 10,000 KRW ~
    Cash back rate 1% 1.5%

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.

  • TRANSPORT   1~1.5 % Cash back on Public transport uses
    Amount of each spending 0 KRW ~ 10,000 KRW ~
    Cash back rate 1% 1.5%

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.

  • COFFEE   1~1.5 % Cash back in Eligible coffee shops
    Eligible shops : Starbucks, Caffe Bene, Angel-in-us, The Coffee Bean & The Leaf, Hollys Coffee, TOM N TOMS Coffee
    • Starbucks Logo
    • Angel-in-us Logo
    • The Coffee Bean & The Leaf Logo
    • Hollys Coffee Logo
    • TOM N TOMS Coffee Logo
    Amount of each spending 0 KRW ~ 10,000 KRW ~
    Cash back rate 1% 1.5%

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.

Networks Annual fee Foreign transaction fee (Purchase)
10,000 KRW1% + 0%
5,000 KRW0%
Only the intro annual fee will be charged.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
비씨카드
Available networks
VISA, UnionPay
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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