Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

MOBILE 10~30 % Cash back on Mobile phone bill(SKT, KT, LG U+)

Total last month spending of this card	0 KRW ~	100,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Cash back rate	No cash back	10%	20%	30%

Total last month spending of this card	0 KRW ~	100,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Monthly Cash back limit	No cash back	3,000	5,000	10,000

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- [Spending requirement] This benefit requires 100,000 KRW in average or more spendings of this card in 3 months before the purchase.
- The spendings will be excluded from the required monthly spending.
- This benefit will be provided only once a month.

CINEMA 2000 KRW Discount at Max Movie, Interpark
2,000 KRW discount for a ticket.
Notice

- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- This benefit will be provided 5 times a month.
TRAVEL 3000 KRW Discount at AJ Rent-a-car

Notice

- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
PETROL 60 KRW/L Cash back at GS Caltex, Hyundai Oilbank
Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 KRW as reward. You can contact your card company to check the standard price.
- Recharging LPG is not eligible for this benefit.
- Up to 150,000 KRW of each spending for this shop will be applied for the cash back reward.
- Up to 400,000 KRW of monthly spending for this shop will be applied for the cash back reward.
- [Spending requirement] This benefit requires 300,000 KRW in average or more spendings of this card in 3 months before the purchase.

Networks	Annual fee	Foreign transaction fee (Purchase)
	5,000 KRW	1.1% + 0.3%
	2,000 KRW	N/A
If you add transport card function to the card, extra annual fee will be charged(+1,000 KRW).

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
SK Telecom(SK텔레콤), KT(KT), LG U+(LG유플러스), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: Sh수협은행
Available networks: VISA, Local
Availability for new members: Available
Integrated transport card: Optional (Deferred payment)
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