Card Design
Always On


You must be a Shinhan credit card member before applying for this card.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • O2O   2000 My Shinhan Point(마이신한포인트) rewards on Shinhan FAN Pay use
    If you spend twice or more a month with this card in App Card mobile application(FAN Pay), you'll get 2,000 points or if once, it's 1,000 points. See the table below for more detail :

    SpendingOnce with FAN payTwice or more with FAN payWith FAN pay and plastic cardWithout FAN pay

    Total last month spending of this card 0 KRW ~ 10,000 KRW ~
    Monthly Reward limit No reward 2,000


    - For more information about the reward programme, please refer to: 마이신한포인트.
    - Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
    - Reward will be given only if you spend 10,000 KRW or more in a month.

Networks Annual fee Foreign transaction fee (Purchase)
1,000 KRW1% + 0.18%
1,000 KRWN/A
The annual fee will be waived if you spend 1 KRW or more with this card.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
Available networks
MasterCard, Local
Availability for new members
Supplementary card for your family member(가족카드)
Integrated transport card
Optional (Deferred payment)
Editor's rating
3.5 / 5.0
★ ★ ★ ★
It's small but not bad to have one.
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