Card Design


This card product has been discontinued and no longer available for new members.
If you're holding this card, you can keep using your card until you close it or its expiry date. If you lose it, got stolen or damaged, you can reissue the card by contacting the issuer.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   1 % L.Point(엘포인트) rewards on All domestic purchases


    - For more information about the reward programme, please refer to: 엘포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • ALL   1.5 % L.Point(엘포인트) rewards in Public transport, hypermarkets, mobile phone bills, petrol, LPG, overseas purchases
    • Hypermarket Logo


    - For more information about the reward programme, please refer to: 엘포인트.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • CINEMA   1500 KRW Cash back at Lotte Cinema
    • Lotte Cinema Logo


    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - This won't be counted towards the total cash back limit.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided 5 times a month, 12 times a year.

  • MEMBERSHIP   Integrated membership : L.POINT 멤버십

    - By using this card, you'll get extra rewards in eligible shops listed for the membership.
    - With this membership, you'll earn 0.1~10% L.Point rewards in eligible L.Point member shops.
    - For more detailed information, please refer to :
    - You may need to agree with providing your personal information to the third party company.

  • OTHER   Miscellaneous offers
    20 KRW % 0 at Parkjun Beauty Lab
    15 KRW % 0 at ParkSeungChol Hairstudio
    50 KRW % 0 on Lotte World, Tongdo Fantasia, Gyeongju World Resort, Daejeon O World, Gwangju Family Land Free riding ticket
    40 KRW % 0 on Seoul Land Free riding ticket
    5% e-coupon and free parking ticket for Lotte Dept Store
    You must spend 300,000 KRW or more in Lotte dept store for the last 6 months.
    5 KRW % 0 at
    Some products will not be available.
    5%~10% Discount at Lotte Duty Free Shop
    Some products will not be available.
    10 KRW % 0 at Bonespé, Bonespé Bread, TGI FRIDAYS, PizzaHut
    20 KRW % 0 on ticket for a Lotte Giants game
Required spending amount 0 KRW ~ 500,000 KRW ~
Total Reward limit 0 50,000

Networks Annual fee Foreign transaction fee (Purchase)
18,000 KRW1.4% + 0.2%
18,000 KRW1% + 0.2%
18,000 KRW1.1% + 0.2%
15,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
Available networks
AmericanExpress, MasterCard, VISA, Local
Availability for new members
Integrated transport card
Optional (Deferred payment)
Editor's rating
2 / 5.0
★ ★ ★ ★ ★
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