Korea Korea 
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 2,480 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,680 KRW as reward. You can contact your card company to check the standard price.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only once a year.
- By using this card, you'll get extra rewards in eligible shops listed for the membership.
- With this membership, you'll earn 0.1~10% L.Point rewards in eligible L.Point member shops.
- For more detailed information, please refer to : https://www.lpoint.com/
- You may need to agree with providing your personal information to the third party company.
| Required spending amount | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Total Reward limit | 0 | 5% of your last month spending |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 18,000 KRW | 1.4% + 0.2% |
 | 15,000 KRW | 0.2% |
 | 18,000 KRW | 1% + 0.2% |
 | 18,000 KRW | 1.1% + 0.2% |
 | 15,000 KRW | N/A |