Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

PETROL 120 KRW/L Cash back at GS Caltex(LPG included)
The cash back rate will be raised to 150/L on sunday and holiday.
Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 3,720 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 2,520 KRW as reward. You can contact your card company to check the standard price.
- Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward.
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The spendings will be excluded from the required monthly spending.
- This benefit will be provided 4 times a month.
MART 5 % Cash back at Mega Mart, TOP Mart
Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only twice a month.
EDUCATION 10 % Cash back in All hagwons

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only twice a month.
HEALTH 10 % Cash back in Sports Centres, Sports shops and other leisure facilities

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only twice a month.
TRANSPORT 10 % Cash back on monthly car rent from BNK Capital

Notice

- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month.
TRAVEL Free overseas travel insurance by Samsung Fire & Marine Insurance
For more information, please refer to this page. (Korean)

Required spending amount	0 KRW ~	300,000 KRW ~	700,000 KRW ~	1,200,000 KRW ~
Total Reward limit	0	10,000	30,000	50,000

Networks	Annual fee	Foreign transaction fee (Purchase)
	10,000 KRW	1.1% + 0.25%
	10,000 KRW	0.25%
	7,000 KRW	0.25%

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
GS Caltex(GS 칼텍스), GS Caltex(LPG)(GS 칼텍스(LPG)), All overseas purchases(해외이용금액), Petrol station(주유소 업종), Public utility charges(공공요금/공과금), Tax payment(세금납부액), Public transport(Bus, Subway)(대중교통(버스,지하철)), Installment purchases without interest(무이자할부 구매), College titution fee(대학등록금), Gift certificate(상품권), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: BNK부산은행, 비씨카드
Available networks: VISA, JCB, UnionPay
Availability for new members: Available
Integrated transport card: Optional (Deferred payment)
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