Korea Korea 
- Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 5,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 5,000 |
- Exceptions(No reward for the following purchases) : Use of the govt subsidy(정부지원금 사용)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only once a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only once a month.
- By using this card, you'll get extra rewards in eligible shops listed for the membership.
- With this membership, you'll earn 0.1~10% L.Point rewards in eligible L.Point member shops.
- For more detailed information, please refer to : https://www.lpoint.com/
- You may need to agree with providing your personal information to the third party company.
| Required spending amount | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Total Reward limit | 0 | 5% of your last month spending |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | 1% + 0.2% |
 | No annual fee | N/A |