Korea Korea 
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), College titution fee(대학등록금), Public utility charges(공공요금/공과금), Tax payment(세금납부액), Public transport(Bus, Subway)(대중교통(버스,지하철)), Cinema(영화관 업종)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Cash back will be given only if you spend 8,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't get the reward for purchase or booking a ticket through a third-party ticket agency. (Eg : Cineinkorea.com, Interpark, YES24)
- [Spending requirement] This benefit requires 100,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a day, only twice a month, 8 times a year.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Recharging LPG is not eligible for this benefit.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- If you want to pay your insurance with this card, You must contact your insurance company and assure if they accept credit / check cards from 광주은행 first.
| Required spending amount | 0 KRW ~ |
|---|---|
| Total Reward limit | 70,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 10,000 KRW | 1.1% + 0.2% |
 | 10,000 KRW | 1% + 0.2% |
 | 8,000 KRW | N/A |