Card Design
1st 카드 (광주/캐시백형)
1st Card (KJ / Cash back)

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • You can choose 2 options among the benefits marked with "(Option)".
  • ALL   0.5 % Cash back on All purchases

    Notice

    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), College titution fee(대학등록금), Public utility charges(공공요금/공과금), Tax payment(세금납부액), Public transport(Bus, Subway)(대중교통(버스,지하철)), Cinema(영화관 업종)
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.

  • CINEMA   3000 KRW Cash back in All cinemas

    Notice

    - Cash back will be given only if you spend 8,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't get the reward for purchase or booking a ticket through a third-party ticket agency. (Eg : Cineinkorea.com, Interpark, YES24)
    - [Spending requirement] This benefit requires 100,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day, only twice a month, 8 times a year.

  • RESTAURANT   (Option 1) 1.2 % Cash back in All restaurants

    • Restaurant Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.

  • PETROL   (Option 2) 1.2 % Cash back in All petrol stations

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Recharging LPG is not eligible for this benefit.

  • MART   (Option 3) 1.2 % Cash back in All hypermarkets

    • Hypermarket Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.

  • DEPT STORE   (Option 4) 1.2 % Cash back in All dept stores

    • Department store Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.

  • ONLINE   (Option 5) 1.2 % Cash back in All online shops, home shoppings

    • Online shop Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.

  • MEDICAL   (Option 6) 1.2 % Cash back at All hospitals

    • Hospital Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.

  • EDUCATION   (Option 7) 1.2 % Cash back in All hagwons

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.

  • HEALTH   (Option 8) 1.2 % Cash back on All insurance payments

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - If you want to pay your insurance with this card, You must contact your insurance company and assure if they accept credit / check cards from 광주은행 first.

  • ALL   2 % Cash back at your favourite categories
    You can choose one or more categories for additional cash back. One choice will cost 3,000 KRW for an additional annual fee.

    Eligible category options
    - Mobile phone bills
    - All convenience stores
    - All bakeries
    - Public transport
    - Train/Express bus/Taxi
    - All amusement parks/Leisure facilities
    - All country clubs
    - All cosmetic shops/Hair dressers/barber's
Required spending amount 0 KRW ~
Total Reward limit 70,000

Networks Annual fee Foreign transaction fee (Purchase)
10,000 KRW1.1% + 0.2%
10,000 KRW1% + 0.2%
8,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
광주은행
Available networks
VISA, MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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