Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

SHOPPING 5000~10000 Hana Money(하나머니) rewards per every 100,000 KRW of monthly spendings in Eligible shopping centres, supermarkets, dept stores

Eligible shops : Homeplus Express, E-Mart Everyday, Lotte Super, GS Supermarket, Shinsegae Dept Store, Lotte Dept Store, Hyundai Dept Store, AK Plaza, NC(New core) Dept Store, NC(New core) Outlet, NC Wave, Galleria Dept Store, Daegu Dept Store, Daedong Dept Store, Dong-A Dept Store, Say Dept Store, Taepyung Dept Store, Y-MART, Mega Mart, TOP Mart

Total last month spending of this card	0 KRW ~	300,000 KRW ~	600,000 KRW ~
Reward rate	No reward	5,000 Hana Money(하나머니) per KRW monthly spending	10,000 Hana Money(하나머니) per KRW monthly spending

Total last month spending of this card	0 KRW ~	300,000 KRW ~	600,000 KRW ~
Monthly Reward limit	No reward	20,000	40,000

Notice

- For more information about the reward programme, please refer to: 하나머니.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The spendings will be excluded from the required monthly spending.

PETROL 5000~10000 Hana Money(하나머니) rewards per every 100,000 KRW of monthly spendings in All petrol, LPG stations

Total last month spending of this card	0 KRW ~	300,000 KRW ~	600,000 KRW ~
Reward rate	No reward	5,000 Hana Money(하나머니) per KRW monthly spending	10,000 Hana Money(하나머니) per KRW monthly spending

Total last month spending of this card	0 KRW ~	300,000 KRW ~	600,000 KRW ~
Monthly Reward limit	No reward	20,000	40,000

Notice

- For more information about the reward programme, please refer to: 하나머니.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The spendings will be excluded from the required monthly spending.
- It shares the limit with 'Shopping' (Eligible shopping centres, supermarkets, dept stores) benefit of this card.

ONLINE 5000 Hana Money(하나머니) rewards per every 100,000 KRW of monthly spendings in Eligible online shops and home shoppings

Eligible shops : GMarket, Auction, 11st, Interpark, Coupang, Wemakeprice, Ticket Monster, GS Shop(TV), Lotte Home Shopping, Hyundai Hmall(TV), CJ O Shopping, NS Mall, HOME & SHOPPING

Total last month spending of this card	0 KRW ~	300,000 KRW ~
Monthly Reward limit	No reward	10,000

Notice

BILLS 5000 Hana Money(하나머니) rewards per every 100,000 KRW of monthly spendings on Mobile, Internet bills(SKT,SKB,KT,U+), Public transport,Taxi, Gas bill, Electricity bill

Total last month spending of this card	0 KRW ~	300,000 KRW ~
Monthly Reward limit	No reward	10,000

Notice

- For more information about the reward programme, please refer to: 하나머니.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

OVERSEAS 5000 Hana Money(하나머니) rewards per every 100,000 KRW of monthly spendings on All overseas purchases

Total last month spending of this card	0 KRW ~	300,000 KRW ~
Monthly Reward limit	No reward	10,000

Notice

RESTAURANT 1000 KRW Cash back in All restaurants

Total last month spending of this card	0 KRW ~	300,000 KRW ~
Monthly Cash back limit	No cash back	5,000

Notice

- Cash back will be given only if you spend 15,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

COFFEE 4000 KRW Cash back at Starbucks, The Coffee Bean & The Leaf
Your card must be linked to your KEB Hana bank account to get this benefit.
Notice

- Cash back will be given only if you spend 4,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month.

BILLS 5000 Hana Money(하나머니) rewards per every 100,000 KRW of monthly spendings on Apartment maintenance fee, Eligible national insurances

Eligible insurances : National Health Insurance Service, National Pension Service, Employment insurance, Workers'Compensation Insurance

Total last month spending of this card	0 KRW ~	600,000 KRW ~
Monthly Reward limit	No reward	5,000

Notice

- For more information about the reward programme, please refer to: 하나머니.
- [Spending requirement] This benefit requires 600,000 KRW in total or more spendings of this card in the month before the purchase.

Networks	Annual fee	Foreign transaction fee (Purchase)
	12,000 KRW	1.1% + 0.2%
	12,000 KRW	1% + 0.2%
	10,000 KRW	1% + 0.2%

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
Homeplus Express(홈플러스 익스프레스), E-Mart Everyday(이마트 에브리데이), Lotte Super(롯데슈퍼), GS THE FRESH(GS THE FRESH), Shinsegae Dept Store(신세계백화점), Lotte Dept Store(롯데백화점), Hyundai Dept Store(현대백화점), AK Plaza(AK플라자), NC(New core) Dept Store(NC(뉴코아)백화점), NC(New core) Outlet(NC(뉴코아)아울렛), NC Wave(NC웨이브), Galleria Dept Store(갤러리아 백화점), Daegu Dept Store(대구백화점), Daedong Dept Store(대동백화점), Dong-A Dept Store(동아백화점), Say Dept Store(백화점세이), Taepyung Dept Store(태평백화점), Y-MART(Y-마트(영암마트)), Mega Mart(메가마트), TOP Mart(탑마트), Petrol station(주유소 업종), LPG Station(LPG 충전소 업종), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Electricity bill(전기요금), School fee payment(초중고 학교 납입금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Gas bill(도시가스 요금), Apartment maintenance fee(아파트관리비), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: 하나카드
Available networks: VISA, MasterCard, JCB(OneWay)
Availability for new members: Available
Integrated transport card: Optional (Deferred payment)
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