Card Design
1Q 카드 Pay
1Q Card Pay

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • O2O   1 % Hana Money(하나머니) rewards on All purchases by digital wallet services

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - You must use one of the following Digital wallet services with this card : 1Q Pay(1Q 페이), Samsung Pay(삼성페이), Kakao Pay(카카오페이), Naver Pay(네이버페이), SSG Pay(SSG페이), Paynow(페이나우), SK Pay(SK페이), L.Pay(L페이), PAYCO(페이코), K PAY(K페이). You may need a smartphone with a carrier network plan.

  • ALL   0.3 % Hana Money(하나머니) rewards on All other purchases

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • SHOPPING   5000 Hana Money(하나머니) rewards per 100,000 KRW monthly spending in All C-stores, chemist's shops, coffee shops, taxi, eligible cinemas, Olive Young, IKEA Korea
    Eligible cinemas : CGV, Megabox, Lotte Cinema
    • Convenience store Logo
    • Pharmacy Logo
    • Coffee shop Logo
    • CGV Logo
    • Lotte Cinema Logo
    • Olive Young Logo
    • IKEA Korea Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 10,000

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • MOBILE   5000 Hana Money(하나머니) rewards per 100,000 KRW monthly spending on Eligible mobile, internet bills, Public transport, Electricity bill, Gas bill
    Eligible mobile, internet bills : SKT, kt, LG U+, SK broadband, CJ Hello Mobile, SK 7mobile
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 10,000

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • OVERSEAS   5000 Hana Money(하나머니) rewards per 100,000 KRW monthly spending on All overseas purchases

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 10,000

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   4000 KRW Cash back at Starbucks, The Coffee Bean & The Leaf
    Your card must be linked to your KEB Hana bank account.
    • Starbucks Logo
    • The Coffee Bean & The Leaf Logo

    Notice

    - Cash back will be given only if you spend 4,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month.

  • BILLS   5000 Hana Money(하나머니) rewards per 100,000 KRW monthly spending on Apartment maintenance fee

    Total last month spending of this card 0 KRW ~ 600,000 KRW ~
    Monthly Reward limit No reward 5,000

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - [Spending requirement] This benefit requires 600,000 KRW in total or more spendings of this card in the month before the purchase.

Networks Annual fee FX fee (Purchase)
10,000 KRW1% + 0.2%
10,000 KRW1% + 0.2%
8,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Convenience store(편의점 업종), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
하나카드
Available networks
VISA, MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
Protection from unauthorised transactions
Yes
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