Card Design
더나은 체크카드

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • O2O   20 % Cash back on All purchases using e-wallets

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 6,000

    Notice

    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Public transport(Bus, Subway)(대중교통(버스,지하철)), National tax(국세), Local tax(지방세), Duty(관세), Public utility charges(공공요금/공과금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), College titution fee(대학등록금), Taxi(택시), Motor car purchases(자동차 구매 업종), Coupang(쿠팡), MUSINSA(무신사), Zigzag(지그재그), W Concept(W컨셉), ABLY(에이블리), Starbucks(스타벅스), A Twosome Place(투썸플레이스), The Coffee Bean & The Leaf(커피빈), MEGA COFFEE(메가커피), Paik's Coffee(빽다방), COMPOSE COFFEE(컴포즈커피)
    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - You must use one of the following Digital wallet services with this card : Naver Pay(네이버페이), Kakao Pay(카카오페이), PAYCO(페이코). You may need a smartphone with a carrier network plan.

  • ONLINE   20 % Cash back at Coupang, MUSINSA, Zigzag, W Concept, ABLY

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 6,000
    • Coupang Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   20 % Cash back at Starbucks, A Twosome Place, The Coffee Bean & The Leaf, MEGA COFFEE, Paik's Coffee, COMPOSE COFFEE

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 6,000
    • Starbucks Logo
    • A Twosome Place Logo
    • The Coffee Bean & The Leaf Logo

    Notice

    - Cash back will be given only if you spend 5,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.

Networks Annual fee Foreign transaction fee (Purchase)
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All overseas purchases(해외이용금액), Public transport(Bus, Subway)(대중교통(버스,지하철)), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 25th May 2023
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
MG새마을금고
To apply, you must have an account in one of these institutions
MG새마을금고
Available networks
VISA
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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