Basic interest rate tiers

Deposit method Interest type Period Interest rate
Scheduled deposit(정액적립식) Simple 1 Year 1.6 %
Scheduled deposit(정액적립식) Simple 2 Years 1.8 %
Scheduled deposit(정액적립식) Simple 3 Years 2.1 %

You can increase its interest rate if you make these transactions

Condition Additional rate Applied until expiry
Redeem a voucher for additional interest rate

Vouchers are provided by KT and you should have KB Credit card and used it at least once in the prior calender month.

Vouchers are provided for the following customers.
- Qook Home Telephone long-term client voucher : +0.1%
- Qook Home Internet long-term client voucher : +0.1%
- Qook Home Telephone and Internet long-term client voucher : +0.2%

0.2 % Yes
More than 500,000 KRW of payroll deposit 0.3 % Yes
More than 300,000 KRW of monthly spending with credit or check card of the bank
Total (The sum of preferential and basic rates can't exceed the account's maximum interest rate) 0.5 %  
Account plan of
KB국민은행
Account type (Korean)
적립식예금(목돈모으기)
Currency
KRW
Interest type
Simple Interest
Deposit limitation (Monthly)
10,000 KRW ~ 3,000,000 KRW
Interest Rate
1.6% ~ 2.6%
Insured by KDIC
Yes
Eligibility
All individuals
Availability
Available