Basic interest rate tiers

Deposit method Interest type Period Interest rate
Scheduled deposit(정액적립식) Simple 6 Months 1.95 %
Scheduled deposit(정액적립식) Simple 1 Year 2.35 %
Scheduled deposit(정액적립식) Simple 2 Years 2.45 %
Scheduled deposit(정액적립식) Simple 3 Years 2.65 %

You can increase its interest rate if you make these transactions

Condition Additional rate Applied until expiry
More than 1 completed direct debits with 입출금자유예금 account in the bank 0.1 % Yes
Possession of KB국민 청춘대로 1코노미카드 0.1 % Yes
More than 300,000 KRW of money change in the bank 0.1 % Yes
Install & sign in into bank mobile app (KB마이머니) 0.1 % Yes
Install & sign in into bank mobile app (리브(Liiv)) 0.1 % Yes
Install & sign in into bank mobile app (리브 메이트(Liiv Mate)) 0.1 % Yes
Total (The sum of preferential and basic rates can't exceed the account's maximum interest rate) 0.6 %  
Account plan of
KB국민은행
Account type (Korean)
적립식예금(목돈모으기)
Currency
KRW
Interest type
Simple Interest
Deposit limitation (Monthly)
10,000 KRW ~
Interest Rate
1.95% ~ 3.15%
Insured by KDIC
Yes
Eligibility
All individuals
Availability
Available