Transaction fee waiver benefits of this account plan

• Important : You can't open this account plan in an IBK branch. But you can switch your account plan to this in their internet banking system.

Conditions	Fees waived
Always, without any condition	Internet, mobile interbank transfers (20 times a month)
500,000 KRW or more of payroll deposit into this account OR Using your IBK credit/check card for 200,000 KRW or more(Purchase only)	Internet, mobile interbank transfers (30 times a month) Interbank transfers at IBK ATMs(10 times a month) Cash withdrawals at Non-IBK ATMs (5 times a month, White-label ATMs and co-branded ATMs are not applicable)

Always 70% discount on foreign exchange rate spread for the following transactions in their internet banking system(KRW to USD, JPY or EUR) :

• Currency exchanges
• Traveller's cheque purchases
• Overseas wire transfer