Transaction fee waiver benefits of this account plan

Fee waiver＼Required transactions	Payroll deposit	Use of KB card	Overseas money transfer
Online interbank transfers	Unlimited	Unlimited	Unlimited
Cash withdrawals at KB Bank ATMs
Interbank transfers at KB Bank ATMs	10 times a month	-	-
Cash withdrawals at other bank ATMs	5 times a month

• Payroll deposit : Qualified if you receive your salary into your WELCOME통장 account directly on the scheduled date.
• Use of KB Card : Qualified if you use your KB Card linked to this account. (KB Prepaid cards, Gift cards are not eligible)
• Overseas money transfer : Qualified if you transfer your money from your KB Account to an overseas country.

You'll always have the following benefits with this account :

• 50% discount on currency exchange rate spread(Offline transaction only). 70% discount if you transfer money to your foreign currency account in KB.
• Outgoing transfers fee will be waived from the fifth transfer of KB Wise 해외송금서비스(Up to 12th times in a calendar year).
• The passbook is available in English.