Card Design
신한카드 아침愛(애)

Caution

This card product has been discontinued and no longer available for new members.
If you're holding this card, you can keep using your card until you close it or its expiry date. If you lose it, got stolen or damaged, you can reissue the card by contacting the issuer.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • DEPT STORE   5 % Cash back at Lotte Dept Store, Hyundai Dept Store, Shinsegae Dept Store, Galleria Dept Store (04:00 ~ 12:00)

    • Lotte Dept Store Logo
    • Hyundai Dept Store Logo
    • Shinsegae Dept Store Logo
    • Galleria Dept Store Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
    - This benefit will be provided only twice a month.

  • MART   5 % Cash back at E-Mart, Lotte Mart, Homeplus (04:00 ~ 12:00)

    • E-Mart Logo
    • Lotte Mart Logo
    • Homeplus Logo

    Notice

    - Cash back will be given only if you spend 50,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
    - This benefit will be provided only twice a month.

  • C-STORE   5 % Discount at CU
    5% discount on purchases between 04:00 and 10:00 everyday. Otherwise, 2%.

    20% discount on CU 아침愛 product purchases between 04:00 and 10:00. Otherwise, 10%. To see the eligible products, click here.
    • CU Logo

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - Up to 10,000 KRW of each spending for this shop will be applied for the reward. (Maximum reward amount for each spending : 500)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
    - This benefit will be provided only twice a day, 15 times a month.

  • RESTAURANT   10 % Discount at JOE's SANDWICH

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.

  • COFFEE   10 % Cash back at Starbucks
    2X Cash back on morning time(04:00 ~ 10:00) purchases.
    • Starbucks Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Up to 10,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day, 10 times a month.

  • COFFEE   10 % Cash back at Caffé Pascucci
    2X Cash back on morning time(04:00 ~ 10:00) purchases.
    • Caffé Pascucci Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Up to 10,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day, 10 times a month.

  • RESTAURANT   5 % Cash back in All restaurants (04:00 ~ 10:00)

    • Restaurant Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Up to 40,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
    - This benefit will be provided only once a day, 10 times a month.

  • PETROL   40 /L My Shinhan Point(마이신한포인트) rewards at S-Oil, Hyundai Oilbank
    2X Rewards on morning time(04:00 ~ 10:00) purchases.
    • S-Oil Logo
    • Hyundai Oilbank Logo

    Notice

    - For more information about the reward programme, please refer to: 마이신한포인트.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,240 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 840 Points as reward. You can contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 100,000 KRW of each spending for this shop will be applied for the reward.
    - Up to 300,000 KRW of monthly spending for this shop will be applied for the reward.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day.

  • PETROL   20 /L My Shinhan Point(마이신한포인트) rewards at Hyundai Oilbank(LPG)
    2X Rewards on morning time(04:00 ~ 10:00) purchases.
    • Hyundai Oilbank(LPG) Logo

    Notice

    - For more information about the reward programme, please refer to: 마이신한포인트.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 620 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 420 Points as reward. You can contact your card company to check the standard price.
    - Up to 50,000 KRW of each spending for this shop will be applied for the reward.
    - Up to 300,000 KRW of monthly spending for this shop will be applied for the reward.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day.

  • BEAUTY   20 % Discount at ParkSeungChol Hairstudio
    30% discount in every morning (~ 12:00).

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.

  • BEAUTY   15 % Discount at Salon de Marshall
    25% discount in every morning(~ 13:00)

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.

  • CINEMA   Free Max Movie 조조영화(Morning time films) ticket purchases

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - [Spending requirement] This benefit requires 600,000 KRW in total or more spendings of this card in 3 months before the purchase.
    - This benefit will be provided only once a month.

  • CINEMA   3000 KRW Discount at Max Movie (Other films)
    1,500 KRW discount per ticket. You can get 3,000 KRW discount if you purchase two.

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day, 4 times a month, 12 times a year.

  • ENTERTAINMENT   50 % Discount on Lotte World, Seoul Land Free riding ticket

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day, 3 times a year.

  • INSTALMENT   Interest-free instalment purchases

    - Eligible shops : Lotte Dept Store(롯데백화점), Hyundai Dept Store(현대백화점), Shinsegae Dept Store(신세계백화점), Galleria Dept Store(갤러리아 백화점), AK Plaza(AK플라자), E-Mart(이마트), Homeplus(홈플러스), Lotte Mart(롯데마트), Mega Mart(메가마트), 2001 Outlet(2001 아울렛), NC(New core) Outlet(NC(뉴코아)아울렛), Lotte Duty Free Shop(롯데면세점), The Shilla Duty Free(신라면세점), Shinsegae Duty Free(신세계면세점), Donghwa Duty Free(동화면세점), JDC Duty Free(JDC 면세점)
    - Period : 2 ~ 3 months (Interest will be charged beyond that period)
    - Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
    - Rewards will not be available for interest-free instalment purchases.

Networks Annual fee Foreign transaction fee (Purchase)
10,000 KRW1.1% + 0.18%
10,000 KRW1% + 0.18%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Gift or Prepaid card(기프트 또는 선불카드), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
신한카드
Available networks
VISA, MasterCard
Availability for new members
Discontinued
Integrated transport card
Optional (Deferred payment)
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